India's Best STEP Forward for FinTech to Scale
Best STEP Forward for FinTech to Scale
Why Odisha?
Odisha is emerging as India’s next-generation financial technology gateway, connecting domestic and global institutions to the fast-growing Asia–India digital economy corridor. The state combines progressive policy, talent depth, and GFTN’s integrated four-pillar strategy to de‑risk and accelerate growth for government, academia, and industry stakeholders.
Space | Talent | Ecosystem | Policy
Space
Space
Integrated 5G, top offices, and digital infrastructure create a flexible, cost-effective base for pre-seed and hyperscale Global Capability Centres connecting India-Asia Financial Corridors.
Talent
Talent
Partnering with the National University of Singapore - Asian Institute of Digital Finance, we equip graduates with industry-ready digital finance skills for the sector’s fast-changing needs.
Ecosystem
Ecosystem
Anchored by Global Finance & Technology Network (GFTN), the
largest global fintech ecosystem, India’s ecosystem connects startups, investors, and institutions to collaborate, raise capital, and accelerate market entry.
Policy
Policy
A supportive environment with incentives, friendly regulation, and simplified approvals drives growth and innovation in digital finance, positioning India for the future.
Built for Digital Finance at Scale
Odisha offers the digital backbone and physical capacity needed to host global capability centres and data‑intensive financial services operations- Fast digital connectivity supporting data-rich financial services and frontier technology workloads.
- Access to hyper-scale data centres for cloud-first, AI, and high‑availability use cases.
- 5,500 acres allocated for Global Capability Centres and allied infrastructure, providing room to scale in a planned, government-backed ecosystem.
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Competitive Capital and Operating Costs
A comprehensive package of capital subsidies, tax waivers, and cost reimbursements lowers both upfront investment and ongoing operating costs.
Space and capital support:
- 30% (+10%) of Fixed Capital Investment (excluding land cost) as capital subsidy.
- 5% per annum subsidy on long-term loans.
- Approximately 50% reimbursement of relocation costs.
- 100% exemption of stamp duty on lease/sale agreements for government-allocated space.
Tax and utility incentives:
- 100% reimbursement of net State Goods & Services Tax.
- Waivers on key state levies across utilities and real estate, improving project IRR.
Talent, Recruitment And Human Capital Upskilling
Odisha’s partnership with NUS-AIDF and GFTN creates a continuous pipeline of industry-ready digital finance talent while directly reducing hiring and training costs.
Recruitment assistance:
- One-time support per employee.
- Additional incentives for hiring women and local talent
Skilling and internships:
- 50% reimbursement of training fees for human capital upskilling.
- 50% reimbursement of internship stipends per intern.
Workspace support:
- Reimbursement of up to 50% of rent in co-working or incubation spaces, easing early-stage setup and expansion.
Innovation, R&D And AI Compute Support
Odisha’s policy framework is designed to catalyse frontier innovation in FinTech, InsurTech, and digital infrastructure, fully aligned with GFTN’s Global Innovation pillar and Black Swan Summit India.
R&D and IP:
- Reimbursement of up to 50% of investments made towards R&D.
- Support for successful patent filings to help institutions convert research into defensible IP.
AI and compute:
- AI compute incentives, including an additional 10% reimbursement for early-stage startups, make high-performance computing more accessible.
Streamlined Governance And Global Connectivity
GOSWIFT single-window system enabling streamlined approvals, faster turnaround, and regulatory clarity for new investments and expansions.
Integration with GFTN’s four-pillar BharatNetra initiative—Global Learning, Global Mindshare (Black Swan Summit India), Global Innovation, and Global Capability Centre—offers investors and partners a ready-made global network, curated forums, and a structured pathway from talent to deployment to scale
Integrated Global Financial Technology Capacity Hub (I-GFTCH)
A Four-Pillar Strategy
Global Learning
Odisha Trains the Next Generation Global Digital Finance Workforce
The Government of Odisha, in collaboration with the National University of Singapore’s Asian Institute of Digital Finance (NUS-AIDF)* and GFTN, has introduced the Certificate in FinTech & InsurTech (CFI) a five-month hybrid programme designed to prepare students for the future of finance.
The course blends online learning with two weeks of in-person classes in Bhubaneswar and an eight-week group capstone project with industry partners. With two cohorts each year, the programme will equip 7,000 students over five years with the skills to be industry ready, power financial technology innovation and support the growth of Global Capability Centres (GCCs) in Odisha and beyond. Participants gain priority access to placement opportunities and global exposure through the GFTN network.
*National University of Singapore is ranked #8 globally and #1 in Asia (QS Ranking 2025)
Global Learning
Odisha Trains the Next Generation Global Digital Finance Workforce
The Government of Odisha, in collaboration with the National University of Singapore’s Asian Institute of Digital Finance (NUS-AIDF)* and GFTN, has introduced the Certificate in FinTech & InsurTech (CFI) a five-month hybrid programme designed to prepare students for the future of finance.
The course blends online learning with two weeks of in-person classes in Bhubaneswar and an eight-week group capstone project with industry partners. With two cohorts each year, the programme will equip 7,000 students over five years with the skills to be industry ready, power financial technology innovation and support the growth of Global Capability Centres (GCCs) in Odisha and beyond. Participants gain priority access to placement opportunities and global exposure through the GFTN network.
*National University of Singapore is ranked #8 globally and #1 in Asia (QS Ranking 2025)
Global Mindshare
Global Minds Connect at Black Swan Summit India 2026
The Black Swan Summit India, curated by GFTN, is a forward-looking global forum accelerating the adoption of frontier technologies. The summit, hosted in Bhubaneswar from 5 to 6 February 2026 will convene leading technologists, policymakers, investors, and innovators to explore paradigm shifts in tokenization, AI, quantum computing, semiconductor breakthroughs, and digital infrastructure.
Launched this year in Perth, Western Australia, the Summit now anchors the Black Swan Network, GFTN’s flagship multi-location, global platform for collective foresight and international collaboration.
Beyond the Black Swan Network, GFTN also convenes a suite of high-impact forums, including Point Zero Forum (Zurich), GFTN Forum Japan (Tokyo), the Inclusive FinTech Forum (Kigali) and the world’s largest FinTech gathering - the Singapore FinTech Festival. These forums span Asia, Europe, and Africa offering Odisha’s students, professionals and startups a direct gateway into global job pipelines, cross-border venture opportunities, and future-ready digital economy networks.
Global Mindshare
Global Minds Connect at Black Swan Summit India 2026
The Black Swan Summit India, curated by GFTN, is a forward-looking global forum accelerating the adoption of frontier technologies. The summit, hosted in Bhubaneswar from 5 to 6 February 2026 will convene leading technologists, policymakers, investors, and innovators to explore paradigm shifts in tokenization, AI, quantum computing, semiconductor breakthroughs, and digital infrastructure.
Launched this year in Perth, Western Australia, the Summit now anchors the Black Swan Network, GFTN’s flagship multi-location, global platform for collective foresight and international collaboration.
Beyond the Black Swan Network, GFTN also convenes a suite of high-impact forums, including Point Zero Forum (Zurich), GFTN Forum Japan (Tokyo), the Inclusive FinTech Forum (Rwanda) and the world’s largest FinTech gathering - the Singapore FinTech Festival. These forums span Asia, Europe, and Africa offering Odisha’s students, professionals and startups a direct gateway into global job pipelines, cross-border venture opportunities, and future-ready digital economy networks.
Global Innovation
FinTech Centre of Excellence at the Odisha Technology Centre in Bhubaneswar
The Centre of Excellence at the Odisha Technology Center will drive digital transformation and accelerate the growth of Financial Technology and InsurTech startups.
Drawing on GFTN’s international expertise to nurture a robust, future-ready Financial Technology ecosystem, the Centre provides structured incubation and acceleration programmes, mentorship, bootcamps, and market readiness support. Startups gain venture development support with global benchmarking, access to capital and partners, and tailored guidance on business models, compliance, and go-to-market strategies.
Global Innovation
FinTech Centre of Excellence at the Odisha Technology Centre in Bhubaneswar
The Centre of Excellence at the Odisha Technology Center will drive digital transformation and accelerate the growth of Financial Technology and InsurTech startups.
Drawing on GFTN’s international expertise to nurture a robust, future-ready Financial Technology ecosystem, the Centre provides structured incubation and acceleration programmes, mentorship, bootcamps, and market readiness support. Startups gain venture development support with global benchmarking, access to capital and partners, and tailored guidance on business models, compliance, and go-to-market strategies.
Global Capability Centre
Odisha to Build a Global Capability Centre (GCC) to Support the Digital Finance Sector
The Global Capability Centre (GCC) in Bhubaneswar is designed as a strategic nearshore hub for financial institutions accessing India and the Asia-Pacific corridor. Leveraging the talent pipeline built through the I-GFTCH Global Learning initiative and GFTN’s international network, the Centre offers modern workspaces, advanced digital infrastructure, and integrated business services.
More than a cost-efficient model, the GCC enables collaboration among startups, corporates, and innovators, fostering knowledge exchange, accelerating product development, and driving cross-border partnerships that position Odisha as an emerging destination for innovation-driven financial services.
Global Capability Centre
Odisha to Build a Global Capability Centre (GCC) to Support the Digital Finance Sector
The Global Capability Centre (GCC) in Bhubaneswar is designed as a strategic nearshore hub for financial institutions accessing India and the Asia-Pacific corridor. Leveraging the talent pipeline built through the I-GFTCH Global Learning initiative and GFTN’s international network, the Centre offers modern workspaces, advanced digital infrastructure, and integrated business services.
More than a cost-efficient model, the GCC enables collaboration among startups, corporates, and innovators, fostering knowledge exchange, accelerating product development, and driving cross-border partnerships that position Odisha as an emerging destination for innovation-driven financial services.
Pathways for Every Stakeholder
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Global LEARNING
- Gain job-ready training and certification in FinTech and InsurTech through NUS–AIDF’s 5‑month hybrid programme.
- Get admitted as a GFTN Global Talent Associate and tap into the GFTN ecosystem for knowledge growth and career opportunities.
Global MINDSHARE
- Boost your visibility with potential employers at the Black Swan Summit India.
- Discover placement opportunities at the Summit and other GFTN Forums.
Global INNOVATION
- Participate and deepen your industry knowledge through startup projects and innovation bootcamps.
- Strengthen your employability by engaging in hands-on innovation initiatives and community engagement programmes.
Global CAPABILITY CENTRE
- Access internships, mentorships, and early career opportunities within global financial institutions establishing a presence in the GCC.
- Join India’s expanding role as a key hub in the Asia–India digital economy.
Welcome to our company! We are committed to providing top-notch solutions tailored to your needs. Explore our offerings to see how we can help you succeed.
Welcome to our company! We are committed to providing top-notch solutions tailored to your needs. Explore our offerings to see how we can help you succeed.
Welcome to our company! We are committed to providing top-notch solutions tailored to your needs. Explore our offerings to see how we can help you succeed.
Competitive Capital and Operating Costs
A comprehensive package of capital subsidies, tax waivers, and cost reimbursements lowers both upfront investment and ongoing operating costs.
Space and capital support:
- 30% (+10%) of Fixed Capital Investment (excluding land cost) as capital subsidy.
- 5% per annum subsidy on long-term loans.
- Approximately 50% reimbursement of relocation costs.
- 100% exemption of stamp duty on lease/sale agreements for government-allocated space.
Tax and utility incentives:
- 100% reimbursement of net State Goods & Services Tax.
- Waivers on key state levies across utilities and real estate, improving project IRR.
Competitive Capital and Operating Costs
A comprehensive package of capital subsidies, tax waivers, and cost reimbursements lowers both upfront investment and ongoing operating costs.
Space and capital support:
- 30% (+10%) of Fixed Capital Investment (excluding land cost) as capital subsidy.
- 5% per annum subsidy on long-term loans.
- Approximately 50% reimbursement of relocation costs.
- 100% exemption of stamp duty on lease/sale agreements for government-allocated space.
Tax and utility incentives:
- 100% reimbursement of net State Goods & Services Tax.
- Waivers on key state levies across utilities and real estate, improving project IRR.
Pathways for Every Stakeholder
Global LEARNING
- Gain job-ready training and certification in FinTech and InsurTech through NUS–AIDF’s 5‑month hybrid programme.
- Get admitted as a GFTN Global Talent Associate and tap into the GFTN ecosystem for knowledge growth and career opportunities.
Global MINDSHARE
- Boost your visibility with potential employers at the Black Swan Summit India.
- Discover placement opportunities at the Summit and other GFTN Forums.
Global INNOVATION
- Participate and deepen your industry knowledge through startup projects and innovation bootcamps.
- Strengthen your employability by engaging in hands-on innovation initiatives and community engagement programmes.
Global CAPABILITY CENTRE
- Access internships, mentorships, and early career opportunities within global financial institutions establishing a presence in the GCC.
- Join India’s expanding role as a key hub in the Asia–India digital economy.
Global LEARNING
- Leverage on upskilled resource tailored for both local employers and global firms establishing or expanding operations in India.
- Gain access to a pipeline of NUS–AIDF certified, industry‑ready professionals equipped with relevant, in‑demand skills.
Global MINDSHARE
- Secure top-tier FinTech and InsurTech talent through exclusive, curated job fair tailored to the summit’s innovation-driven ecosystem.
- Elevate your employer brand and become a preferred employer for technology and innovation.
Global INNOVATION
- Collaborate with high-potential startups to co-create and pilot frontier solutions.
- Identify and attract talent with scale-up potential to accelerate team strength and growth.
Global CAPABILITY CENTRE
- Optimise operations within a government-backed ecosystem to ensure efficiency, compliance, and sustainable growth.
- Leverage a cost-effective talent pool with proven digital finance expertise to accelerate innovation and scale with confidence.
Global LEARNING
- Engage certified graduates and rising professionals with access to structured mentorship and expert resources.
- Tap into certified graduates and early-stage talent, paired with guided mentorship and curated learning support.
Global MINDSHARE
- Demonstrate high-impact solutions at the Black Swan Summit India and leading international forums.
- Foster meaningful engagement with policymakers, investors, and capital providers.
Global INNOVATION
- Identify pathways for industry collaboration and joint solution development.
- Secure an early-mover position to draw investment and growth capital.
Global CAPABILITY CENTRE
- Utilise subsidised co-working facilities to scale operations efficiently.
- Integrate into a global ecosystem purpose-built for fast-paced startup growth.
Global LEARNING
- Kick-start operations immediately with access to a ready-certified talent pool.
- Build a long-term pipeline of industry-ready financial & tech professionals.
Global MINDSHARE
- Establish market leadership at Black Swan Summit India.
- Engage directly with policymakers, regulators, and industry leaders to drive strategic priorities.
Global INNOVATION
- Leverage India’s innovation ecosystem to co-develop frontier solutions.
- Accelerate adoption of next-generation financial technologies in a fast-growing market.
Global CAPABILITY CENTRE
- Establish cost-efficient operations in a government-backed ecosystem.
- Scale confidently from India’s strategic position on the Asia–India digital economy highway.
Register Your Interest in BharatNetra: One Vision, One Finance, One Future
Join Odisha’s journey to become a leader in Financial Technology